Last updated: August 22, 2026
This website (vanessaloans.com) is operated by Vanessa Schlitt (NMLS #2103600), a licensed mortgage loan officer with Loan Factory (NMLS #320841). By using this site, you agree to the terms below. Contact: vanessa.schlittt@loanfactory.com or (919) 720-5875.
By accessing or using this site, submitting a form, or contacting Vanessa Schlitt through this site, you agree to these Terms & Conditions and to our Privacy Policy. If you do not agree, please do not use this site.
Nothing on this site is an offer to lend, a commitment to lend, or a guarantee of loan approval, rate, or terms. All loan programs are subject to borrower qualification, credit approval, underwriting review, and program availability, and may change without notice. Actual rates, payments, and terms depend on your individual financial situation and are provided only after a full application and underwriting review.
Content on this site — including loan program descriptions, FAQs, and any rate or payment examples — is for general informational purposes only and does not constitute financial, legal, or tax advice. You should consult your own financial, legal, or tax advisor before making borrowing decisions.
Vanessa Schlitt and Loan Factory are committed to Equal Housing Opportunity. Loan programs, availability, and licensing vary by state. NMLS IDs and license information can be verified through NMLS Consumer Access at nmlsconsumeraccess.org.
This site may link to third-party websites (including social media and payment/application platforms) that we do not control. We are not responsible for the content, accuracy, or privacy practices of any third-party site.
The text, graphics, and branding on this site belong to Vanessa Schlitt and/or Loan Factory and may not be copied or reused without permission, except as needed to browse the site normally.
This site and its content are provided "as is" without warranties of any kind. To the fullest extent permitted by law, Vanessa Schlitt and Loan Factory are not liable for any damages arising from your use of this site or reliance on its content.
We may update these Terms & Conditions from time to time. Continued use of the site after changes are posted means you accept the updated terms.
These terms are governed by the laws of the State of North Carolina, without regard to conflict-of-law principles.
Questions about these terms can be directed to Vanessa Schlitt at vanessa.schlittt@loanfactory.com.