About Vanessa
Vanessa Schlitt, Licensed Mortgage Loan Officer
Vanessa Schlitt (NMLS #2103600) is a licensed mortgage loan officer with Loan Factory (NMLS #320841), specializing in Foreign National, ITIN, and Bank Statement loans for Tampa, FL buyers, plus FHA, VA, Conventional, Jumbo, DSCR, and Non-QM financing nationwide.
Background
A Loan Officer Who Works the Way Her Clients Live
Originally from Brazil, Vanessa brings a multicultural, multilingual approach to mortgage lending that's especially valuable in a market like Tampa Bay — home to a large international, Hispanic, and Brazilian community. She's fluent in English, Spanish, and Portuguese, which means borrowers can work through one of the most consequential financial decisions of their lives in the language they're most comfortable in.
Vanessa's focus on Foreign National, ITIN, and Bank Statement loans grew directly out of the clients she kept meeting in Tampa: international buyers purchasing their first U.S. property, residents without a Social Security Number who were being turned away by traditional banks, and self-employed business owners whose tax returns didn't reflect what their business actually earned. Rather than treating these as edge cases, she built her practice around solving exactly these problems — without losing the full range of conventional, FHA, VA, jumbo, and investor financing that every borrower eventually needs.
She's licensed with Loan Factory (NMLS #320841) and holds her own individual NMLS license (#2103600), serving borrowers in Tampa, FL and across all 50 states.
Credentials
Licensing & Experience
Specialties
Loan Programs Vanessa Focuses On
While Vanessa handles the full range of residential and investment financing, these are the programs she's built the deepest expertise in — the ones traditional lenders tend to overcomplicate or turn away entirely.